Maal Maweshi Qarza

JWS Pakistan “Maal Maweshi Qarza”

Maal Maweshi is the integral part of rural economy.

PRODUCT DESCRIPTION

Maal Maweshi is the integral part of rural economy. Maal Maweshi Qarza is offered for farmer, especially women to purchase milking animal for dairy business.

ELIGIBILITY CRITERIA

• Household annual income less than Rs. 500,000
• Age between 20-60 years
• Holding valid CNIC
• Business experience of minimum of 2 years
• Permanent resident of the local area
• Positive credit worthiness as per “JWS Pakistan” criteria

PURPOSE OF LOAN

• To purchase milking animals i.e. Cow, Buffalo etc
• To construct and renovate infrastructure for milking animals
• To purchase animal feed and fodder etc.

LENDING METHODOLOGY

• Individual
• Group basis

GUARANTEE

• Social Collateral.

TENURE

• 12 months
• 18 months

LOAN REPAYMENTS

• Equal Monthly Installments

LOAN AMOUNT

• Minimum PKR- 30,000.
• Maximum PKR-200,000.

LOAN INSURANCE

• Loan Insurance in Case of Death / Permanent Disability