Financial services
House Finance
To repair, build, renovate or extend the family home.
About House Finance
Loans are provided to meet clients' basic housing needs, including repair and maintenance, construction, renovation and house extension.
- Repair and maintenance
- Construction
- Renovation
- Extension
- Loan amount
- MaintenancePKR 50,000 – 200,000Purchase or construction of a houseUp to PKR 500,000
- Tenure
- 12–36 months
- Repayment
- Equal monthly instalments
- Lending
- Individual
Eligibility and terms
Who can apply, and on what terms
Eligibility criteria
- Aged 21 to 63 years
- Holding a valid CNIC
- Permanent resident of the local area
- Positive creditworthiness under JWS Pakistan's criteria
Terms
- Lending methodology
- Individual
- Guarantee
- Guarantor required / post-dated cheque
- Loan repayments
- Equal monthly instalments
- Tenure
- 12–36 months
- Loan insurance
- Client and spouse credit life insurance
Terms as published by JWS Pakistan. Final amounts and terms depend on the assessment at the branch.