Financial services
Zari Finance
Convenient, cost-effective finance for every kind of crop.
About Zari Finance
Loans offered to strengthen the economic stability of low-income farmers by giving them access to convenient and cost-effective financial services. Available for all types of agricultural crops.
- All agricultural crops
- Inputs
- The farming cycle
- Loan amount
- PKR 30,000 – 150,000
- Tenure
- 12–18 months
- Repayment
- Equal monthly instalments
- Lending
- Individual
Eligibility and terms
Who can apply, and on what terms
Eligibility criteria
- Aged 18 to 63 years
- Holding a valid CNIC
- Permanent resident of the local area
- Positive creditworthiness under JWS Pakistan's criteria
Terms
- Lending methodology
- Individual
- Guarantee
- Guarantor required / post-dated cheque
- Loan repayments
- Equal monthly instalments
- Tenure
- 12–18 months
- Loan insurance
- Client and spouse credit life insurance
Terms as published by JWS Pakistan. Final amounts and terms depend on the assessment at the branch.