Fori Qarza
JWS Pakistan “Fori Qarza”
JWS Pakistan “Fori Qarza” is product in which loans given to existing customer to meet them urgency household expenses like grocery, utilities, child education fee and medicine etc.
PRODUCT DESCRIPTION
Small Loan
ELIGIBILITY CRITERIA
• Age between 18-63 years
• Holding valid CNIC
• Permanent resident of the local area
• Positive credit worthiness as per “JWS Pakistan” criteria
LENDING METHODOLOGY
• Individual
GUARANTEE
• Affidavit.
TENURE
• 3-to-6 months
LOAN REPAYMENTS
• Equal Monthly Installments
LOAN AMOUNT
• Minimum PKR- 5,000.
• Maximum PKR-20,000.
LOAN INSURANCE
• Client and Spouse credit life Insurance