Zari Qarza

JWS Pakistan “Zari Qarza”

JWS Pakistan “Zari Qarza” is a product for low-income farmers men and women.

PRODUCT DESCRIPTION

To enhance the economic stability of low income farmers by offering them improved access to convenient and cost-effective financial services. This product will serve for all type of nursery plants, crops and for all vegetable and fruits.

ELIGIBILITY CRITERIA

• Age between 18-63 years
• Holding valid CNIC
• Permanent resident of the local area
• Positive credit worthiness as per “JWS Pakistan” criteria

LENDING METHODOLOGY

• Individual
• Group basis

GUARANTEE

• Social Collateral/ post dated cheques

TENURE

• 12-18 months

LOAN REPAYMENTS

• Equal Monthly Installments

LOAN AMOUNT

• Minimum PKR- 30,000
• Maximum PKR-150,000

LOAN INSURANCE

• Client and Spouse credit life Insurance