Maweshi Qarza
JWS Pakistan “Maveshi Qarza”
Live stock is the integral part of rural economy.
PRODUCT DESCRIPTION
Loans are offered to small farmers, women and men to purchase milking animals, animal trading, animal fattening, shed construction, purchase of Wanda and plantation of animal fodder etc.
• To purchase animals i.e., Cow, Buffalo goat etc.
• To construct and renovate infrastructure for milking animals
• To purchase animal feed and fodder etc.
ELIGIBILITY CRITERIA
• Age between 18-63 years
• Holding valid CNIC
• Business experience of minimum of 2 years
• Permanent resident of the local area
• Positive credit worthiness as per “JWS Pakistan” criteria
LENDING METHODOLOGY
• Individual
• Group basis
GUARANTEE
• Social Collateral/Postdated cheque/ Agreement deeds (ownership documents)
TENURE
• 12 -to-24 months
LOAN REPAYMENTS
• Equal Monthly Installments
LOAN AMOUNT
• Minimum PKR- 30,000.
• Maximum PKR-300,000.
LOAN INSURANCE
• Client and Spouse Credit Life Insurance