House Finance

JWS Pakistan “House Finance”

Loans are provided to fulfil the basic housing needs of the clients including repair and maintenance, construction, renovation and house expansion etc.

PRODUCT DESCRIPTION

Loans are provided to fulfil the basic housing needs of the clients including repair and maintenance, construction, renovation and house expansion etc.

ELIGIBILITY CRITERIA

• Age between 21-63 years
• Holding valid CNIC
• Permanent resident of the local area
• Positive credit worthiness as per “JWS Pakistan” criteria

LENDING METHODOLOGY

• Individual

GUARANTEE

• Guarantor required/ postdated cheque

TENURE

• 12 - to - 36 months

LOAN REPAYMENTS

• Equal Monthly Installments

LOAN AMOUNT

CATEGORY 1. MAINTENANCE
• Minimum PKR- 50,000.
• Maximum PKR-200,000
CATEGORY 2. PURCHASING / CONSTRUCTION OF HOUSE
upto PKR-500,000.

LOAN INSURANCE

• Client and Spouse credit life Insurance