Mr. Farrukh has more than 37 years of experience in banking sector. He has worked on managerial positions with several financial institutions. His areas of expertise include financial operations, internal controls and strategic plans development. He is now an active board member of JWS Pakistan and playing important role in providing strategic guidelines to the institution. I have served many financial institutions and take no hesitation in stating that the financial transparency standard of JWS Pakistan are among the best.