Top-up Qarza

JWS Pakistan “Top-up Qarza”

JWS Pakistan “Top-up Qarza” is a product in which loans are extended to meet the existing needs of enterprises under Karobar, Maal maveshi and auto qarza. To meet the emergency needs of working capital, assets maintenance and purchase of new assets.

PRODUCT DESCRIPTION

Small Loans for all

ELIGIBILITY CRITERIA

• Age between 18-36 years
• Holding valid CNIC
• Permanent resident of the local area
• Positive credit worthiness as per “JWS Pakistan” criteria

LENDING METHODOLOGY

• Individual

GUARANTEE

• Affidavit.

TENURE

• 12 months

LOAN REPAYMENTS

• Equal Monthly Installments

LOAN AMOUNT

• 50% against the existing sectioned loan.

LOAN INSURANCE

• Client and Spouse credit life Insurance