Zari Qarza

JWS Pakistan “Zari Qarza”

Loans offered to enhance the economic stability of low-income farmers by giving them access to convenient and cost-effective financial services. This product is served for all types of agricultural crops.

PRODUCT DESCRIPTION

Loans offered to enhance the economic stability of low-income farmers by giving them access to convenient and cost-effective financial services. This product is served for all types of agricultural crops.

ELIGIBILITY CRITERIA

• Age between 18-63 years
• Holding valid CNIC
• Permanent resident of the local area
• Positive credit worthiness as per “JWS Pakistan” criteria

LENDING METHODOLOGY

• Individual

GUARANTEE

• Guarantor required/ postdated cheque.

TENURE

• 12-18 months

LOAN REPAYMENTS

• Equal Monthly Installments

LOAN AMOUNT

• Minimum PKR- 30,000
• Maximum PKR-150,000

LOAN INSURANCE

• Client and Spouse credit life Insurance