Zari Qarza
JWS Pakistan “Zari Qarza”
Loans offered to enhance the economic stability of low-income farmers by giving them access to convenient and cost-effective financial services. This product is served for all types of agricultural crops.
PRODUCT DESCRIPTION
Loans offered to enhance the economic stability of low-income farmers by giving them access to convenient and cost-effective financial services. This product is served for all types of agricultural crops.
ELIGIBILITY CRITERIA
• Age between 18-63 years
• Holding valid CNIC
• Permanent resident of the local area
• Positive credit worthiness as per “JWS Pakistan” criteria
LENDING METHODOLOGY
• Individual
GUARANTEE
• Guarantor required/ postdated cheque.
TENURE
• 12-18 months
LOAN REPAYMENTS
• Equal Monthly Installments
LOAN AMOUNT
• Minimum PKR- 30,000
• Maximum PKR-150,000
LOAN INSURANCE
• Client and Spouse credit life Insurance